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you money versus paying cash, albeit less this time (around $20). You can pay $80 up front and lease the Xbox. You're browsing the GameFAQs Message Boards as a guest. The financing provider is 'PayPlan' by RBC, and monthly costs are the same, including $39.99 for the Series X and $29.99 per month for the Series S.. It's worth noting that both plans include Game Pass Ultimate, which costs $16.99 per month and includes access to all Microsoft first . Redeem it during initial console setup or later in the Settings app. I heard you need at least 690 fico. Game Pass Ultimate) =, Xbox Series X + 24 mo. You purchase it from Walmart who partners with Liftforward for BNPL (buy now pay later) financing programs. Connect with friends via online multiplayer. Does anyone know what the score requirements are? Game Pass Ultimate, NASA astronaut snaps 'absolutely unreal' photo of auroras surrounding Earth, Xbox Series X may enhance Xbox 360, OG Xbox games too, Xbox Series X's Smart Delivery may let you custom install games, Xbox Series X games are 'unlike anything you've ever seen before', Microsoft: Xbox Series X's real magic is hardware and software synergy, Xbox Series X 4K 60FPS made possible by Zen 2 CPU, says 3D Realms dev, Xbox Series X enhancement patches will upgrade current-gen games. * Prices last scanned on 3/3/2023 at 10:31 pm CST - prices may not be accurate, click links above for the latest price. Xbox All Access is Microsofts financing program for the Xbox Series X and S consoles. Does the 24-month Xbox Game Pass Ultimate membership have to go to whoever bought Xbox All Access? On the other hand, Microsoft discounts Xbox Game Pass Ultimate frequently. Whats the catch? Do I own the Xbox console purchased with Xbox All Access? I can afford to pay off up to $600 (50-60/week) in 3 months so it really depends on you. You can go ahead and apply for the program now via Walmart, while there are still Xbox Series X consoles in stock. This is what I want to know since I dont want an account showing on my credit profile, which will hurt my overall credit age. Ive purchased Xbox All Access. Xbox All Access pre-order problems Thought I got through on the pre-order for the Series X All Access, went through the credit app got approved, and was on the checkout screen. Oof I was at 585 a few weeks ago, but then I paid a collection off. Normally, buying the Xbox Series S and 2 years of Game Pass Ultimate would cost you around $658.76. Xbox series X and Sony AV Receiver, NO HDR help. Thirty-five dollars per month for 24 months comes out to $840 overall. Am I missing something or does the article not elucidate what "guaranteed" means. Pros You get access to Series S and X consoles if you are short of cash and have 24 months to pay for them. Editorial Disclosure: This content is not provided or commissioned by the bank, credit card issuer, or other advertiser. Start a game on your console and keep playing it from the cloud on a supported phone, tablet, or PC. Warranty: your console and controller/accessories are under Microsofts Limited Hardware Warranty Theres also the fact that not every applicant will qualify for Xbox All Access. Experience the fastest, most powerful Xbox ever. https://support.microsoft.com/warranty. Dont get me wrong its awesome that they are offering this type of financing but I am going to gamestop to preorder and only putting $50 down then paying off the preorder every week till release. Probably nothing too high, maybe 600-650 I would say. Anyone who has this program already and know this, I would appreciate an insight. Taxes may apply. So strange, but I get the idea that it is a stock issue that may be conflicting. This Line of Credit offers you a fixed interest rate of 0% APR for 24 months. Can I combine Xbox All Access with any other promotional offers? At participating retailers; estimated retail prices and vary by console. However, the gaming giant went a step further to sweeten the deal, offering a special Xbox All Access plan, which allows you to make payments on your Xbox console over the course of 24 months. Game Pass Ultimate) =, Series S retail $299 + $360 (24 mo. Nothing significant. To enroll in the latter, you simply add it to your cart and buy it. Somone said it was a pre approval thoigh so I'll look into it more. Xbox All Access is basically a credit loan you pay back over time. With no upfront cost, Xbox All Access has everything you need to experience next-gen gaming. No All-Access participating retailers seem to suggest there's perpetually reserved stock. Xbox All Access May Be a Good Fit for You If, Xbox All Access May Not Be a Good Fit for You If. Get it as soon as Wed, Aug 3. You want it to be under 30% ($750) or between 1%-9% ($25-$225) for max utilization points. If you have already made payments towards your Xbox All Access purchase, you will receive a check You get immediate access to new and one-day video game releases too. In most cases you're going to save money on two years of. Not to mention, Christmas sucked. 3. The following criteria will be used to determine eligibility for upgrade purchase: You must have an existing Citizens Pay Line of Credit for Xbox All Access . Klarna (the finance provider for all access in the UK) are notorious for rejecting people first time round irregardless of credit history/score. Image: Microsoft/Xbox. --The Sandman. Xbox Velocity Architecture: Experience next-gen speed and . It was last I checked when I tried signing up for something. See Citizens Pay Line of Credit Agreement at I did it to get one for my son's Christmas. Please contact your Xbox All Access retailer for more details about returns. Does "guaranteed" mean you get one when new stock is available and new stock is reserved for existing All-Access members who have not yet ordered? for 24 months.^ Get it all. According to Microsoft, you can return your Xbox All Access subscription to the retail store where you purchased it for a full refund of the payments youve made, but only within the retail stores return window (typically 30 days). You have to apply in-store at retailers like Walmart, Target, Best Buy, GameStop, and the Microsoft Store. Privacy Policy. Xbox All Access is a 24-month financing option for Xbox Series X, Series S, and Xbox One S. Instead of simply selling the console, All Access provides two years of Game Pass Ultimate in addition . Furthermore, Xbox Game Pass Ultimate goes on sale relatively often; you could almost certainly get two years worth for less than $360. Titles range from AAA heavy hitters like Halo, Gears of War, and The Witcher 3 to indie darlings like Hollow Knight and Untitled Goose Game (yep, thats its name). Typically, credit companies make their money by charging people interest if they dont pay their bills in full each month, and make extra money by charging administrative fees on top of that. However, additional items can be purchased separately. Fifteen times 24 equals $360. interesting, that would work for me. Learn more about Xbox Game Pass Ultimate at https://xbox.com/gamepass. It's your friendly neighborhood Samurai Man. Credit Cards Best Credit Cards The best credit cards of 2022 Best Rewards Credit Cards Best Cash Back Credit Cards Best Travel Rewards Credit Cards Best Balance Transfer Credit Cards Best Sign-Up Bonus Credit Cards Best Credit Cards For Young Adults Best Credit Cards For College Students Best By Credit Score Get an Xbox Series X console and 24 months of Xbox Game Pass Ultimate for one low monthly price with Xbox All Access. Is There a Better Alternative to Xbox All Access? I want to get the XBSX on Xbox All Access. The first two years of a consoles lifespan are often pretty quiet. Came in the mail 2 or 3 days later. I could easily be approved for crazy huge loan amounts (not that I want to until I start investing in real estate). Is Xbox All Access really as good of a deal as it sounds? As mentioned above, Xbox All Access is a way to finance an Xbox over the course of two years rather than buying a console up-front. Reddit and its partners use cookies and similar technologies to provide you with a better experience. for next-gen and everything it has to offer, Xbox All Access makes sense for you. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Copyright 2000-2023 M2N Limited E. & O.E. Considering Xbox Game Pass Ultimate typically costs $14.99 per month, the deal offered by Xbox All Access just became a little sweeter. I got denied with a 650 score around the time the Series S/X released. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. -- Bethesda, 2018. Well break it down bit by bit. To be perfectly honest, I was surprised to learn about the 0% APR, along with the lack of late fees and penalties. Is there a catch? Xbox All Access is your ultimate gaming bundle. Small hit for the credit check and the hit can be bigger depending on how much debt you have. Xbox All Access has everything you need to experience next-gen gaming. I don't think the system is ever working as it shouldn't decline me. After hours, you can find him practicing taekwondo or doing deep dives on classic sci-fi. The S makes sense if you have no interest in buying, selling, or trading physical copies of games, and you either lack the interest or dont have a TV capable of playing games in true 4K. Considering the pandemic-stricken economy, pervasive student loans, and eye-watering inflation, $499 + $70 per game is a lot to invest in some 4K escapism. Xbox All Access only includes the console, one controller, an HDMI cable, and 24 months of Xbox Game Pass Ultimate. If you have high debt then the hit will be bigger, but 800$ or whatever the All Access is shouldnt hurt you all that much. The idea is that you're taking out a loan to get your Xbox, so that Microsoft can offer an enticing deal without taking on financial risk. Once Microsoft started adding brand new, $70 AAA titles to the mix UGP instantly became the best deal in gaming. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. I have perfect credit, long credit history w/o any issues in the years, plenty of income, etc. Small drop at first followed by an increase if you pay on time etc. Pay with ease. Once again, financing your next-gen Xbox will actually save you money versus paying cash, albeit less this time (around $20). Support said take it back where you bought it, so back to Best Buy we went. Includes: Xbox console and 24 months of Xbox Game Pass Ultimate ($14.99/mo value), with access to hundreds of games, including day one releases and an EA Play membership 1. As part of your upgrade process, if you purchase an Xbox Series X or Xbox Series S with Xbox All Access before meeting the minimum payment requirement (18 full payments, unless you purchased an Xbox One X with Xbox All Access before December 31, 2019) on your original Xbox All Access purchase, you'll need to make payments for both the original Xbox All Access purchase and your new Xbox All . What happens to my Xbox Game Pass Ultimate membership if I return my Xbox All Access purchase? Xbox All Access is an exclusive, standalone and cant be combined with other offers, such as temporary price reductions or trade-ins, unless specifically stated. The current library features hundreds of Xbox, Xbox 360, and Xbox One games that you can download and play at your leisure as long as youre subscribed. What else does it include? So yes. Visit a participating retailer online or in store to join Xbox All Access today. So in theory, if you get discounted GP offers you can just stack them into your account. I read through the fine print on the Xbox All Access agreement with Citizens Bank, and I generally liked what I saw. No extra cost: compared to Estimated Retail Price of console and full price of monthly Ultimate subscription purchased separately. Whatever balance is recorded on your statement date, is what's reported to the bureaus to determine your score. This site may be compensated through the bank, credit card issuer, or other advertiser.